How To Deposit Cash To Chime

If you’re looking for a new way to bank, Chime is worth checking out. Not only does the bank offer traditional checking and savings accounts, but it also has a number of unique features that make it stand out from the competition. One of these features is its cash deposit option. In this article, we’ll show you how to make a cash deposit at Chime.

So, how to deposit cash to Chime? There are a few ways to deposit cash to your Chime account:

  1. Deposit cash at a participating retailer, such as Walmart or CVS.
  2. Deposit cash at a participating bank, such as Chase or Wells Fargo.
  3. Deposit cash using the Cash App on your smartphone.
  4. Mail a check to the Chime bank processing center.
  5. Set up direct deposit by providing your employer with our routing number and account number.

Keep reading to learn more!

Methods of Making Cash Deposits to Chime

Chime is an internet/app-only platform that offers the convenience of a traditional bank to its users. Chime differs from traditional banks in that it does not have its own physical locations where customers can walk in and take advantage of services such as zero overdraft and balance maintenance fees.

In keeping with the lightweight approach, Chime has partnered with a number of third-party retailers to enable services that require customer-company interaction. Cash deposits are one example of a situation in which the customer is required to visit a physical outlet or location.


Chime does not have a process for depositing cash at ATMs, but users can withdraw cash from a network of over 60,000 ATMs in the United States and around the world.

Chime users can deposit cash at a variety of locations owned by third-party retailers for their convenience.

Locations for Cash Deposits

Chime can be deposited at the following retailers:

• Walmart
• 7-Eleven
• Dollar General
• Holiday Station Stores
• Family Dollar
• Kwik Trip Inc
• Speedway
• Rite Aid
• Pilot Travel Centers (Pilot Flying J)
• Holiday Station Stores
• Sheetz Incorp
• Royal Farms
• GPM Investments
• Circle K Stores

Overall, these third-party retailers have a large enough list of 90,000+ outlets to provide services to Chime users. It should be noted that the majority of retailers charge their own fees for the services they provide to Chime users.

Retail Stores

You can walk into any of the above-mentioned locations during regular business hours and speak with the cashier or manager. They will be able to answer any questions you may have.

However, in keeping with the general Chime service process, it is quite simple to deposit cash at any of the retailers.

It works by handing over your Chime Card as well as the cash. The cashier swipes and punches in the appropriate amount for your card to receive the intended deposit within the next two hours.

Users are notified in the Chime app and on their mobile phones when funds arrive on their Chime Debit Card.

You literally have all of the most recent information and updates in your hands. The Chime app notifies you when the process is complete and your deposit is available in your Chime account.

This is accomplished through the use of text messages and emails.

The Cheapest Places to Load Chime Cards

Walgreens will charge you nothing to load your card. If you are unable to locate a Walgreens retailer in your area, you can use the services of any of the other 75,000+ retail outlets.

These are Walmart, CVS, and 7-Eleven, but each cash deposit transaction costs anywhere from $3 to $5.

Loading Your Chime Card For Free

Walgreens is Chime’s most affordable partner for loading your Chime Card with cash. Chime through Walgreens offers a fee-free cash deposit at over 8,500 locations.

So, just look around you for a Walgreens, or use your Chime app’s retailer locator to find the nearest Walgreens location.

Chime Cash Deposit Fee

Walgreens accepts cash deposits for free, whereas other third-party retailers charge a deposit fee of up to $5 per transaction. It is a good idea to use the Chime mobile app to get precise information on the charges that apply to a specific location of a third-party retailer.

This information is available under “Deposit Cash” and “Move Money,” where the nearest outlet location will be listed.


Can I Make a Cash Deposit on Chime at Walgreens?

Yes, you can deposit cash into Chime at Walgreens. First, use the Chime app’s store locator to find your nearest Walgreens outlet and go there. Give the cashier at the counter the required amount of money as well as your Chime debit card.

It only takes a swipe of your debit card to receive a cash deposit on your Chime card. There are no fees for cash deposits made at Walgreens.

How Long Does It Take to Make a Cash Deposit with Chime?

Depending on the crowd at the counter, the process of depositing cash takes only 5-10 minutes. It takes some time for the deposit to appear on your card. When you deposit cash through the network of third-party retailers, the funds are available in about two hours.

Because the cash is deposited through this arrangement, information from the third-party retailers’ systems must pass through traditional banking channels before being updated in Chime’s systems, which takes some time. Customers appreciate how convenient the quick process is because it can be completed in a variety of locations.

How Much Cash Can I Deposit in a Single Day into Chime?

In the Chime system, there are two types of limits in the cash deposit process.

The first is concerned with the number of transactions. Chime allows you to make three cash deposit transactions every 24 hours.

The second restriction is the amount of money that can be deposited into Chime. The total amount of cash that can be deposited within 24 hours is limited to $1,000.

For the entire month, you can make deposits totaling up to $10,000 across all transactions.