The new Cash App card allows you to lessen your financial dependency on institutions like banks, but there are some complications if you’re trying to handle your finances without the help of banks.
So, how do you add money to Cash App without a bank account?
You can add money to your Cash App card without a bank account by loading cash onto your card at participating stores like Walmart or Dollar General. Just look for the Cash App sign at the register and tell the cashier how much you want to load. Your Cash App card will then be loaded with that amount of cash.
In today’s guide, I’m going to discuss how you can add funds to your Cash App card without a bank account.
If you’re interested in adding some money to your cash app card without using your bank account, I’m going to take a more detailed look at the options that are available to you.
I’ll discuss the process that you can use when loading up your card at the retailers that I mentioned earlier and elaborate on how your friends can help you add money to your Cash App card.
How to Add Money to Your Cash App Card Without a Bank Account
Throughout its history, Cash App has not allowed people to add money to their accounts without transferring it from a valid bank account. However, there are now a few methods that you can use to add money to your Cash App card, many of which don’t require a bank transfer from you.
The ideal method depends on the resources that you have at your disposal and whether or not you’re close enough to a store that allows you to add money to your Cash App card. If you’re near a store, that’s likely the method that I’d recommend.
However, you could also theoretically get one of your acquaintances to send you money through Cash App and then pay them back the next time you see them in person. Most of the ways to add money to your Cash App card without a bank account are workarounds, as it seems like Cash App wants to limit its users’ ability to do this.
You can use the following methods to add money to your cash app without a bank account:
- Load up your card in a store
- Have someone you know in person send you money
Let’s start by taking a look at how you can load up your Cash App card in-store.
Loading Up Your Cash App Card In-Store
There are a few retailers throughout the US that are authorized to allow you to transfer cash to your Cash App card. You’ll have to determine which retailers are available around you, as there are only a few of them that allow you to load up your Cash App card, as they’ll need to be authorized to work with financial institutions like Cash App.
You’ll be able to transfer money to your Cash App card through many pharmacies, including CVS, Rite-Aid, and Walgreens. Other retailers that will allow you to add money to your Cash App account directly through your card include Walmart, Dollar General, 7-Eleven, and more.
Keep in mind that different stores have different policies when it comes to adding money to your Cash App card, but they won’t vary too significantly. The one thing that you should consider is that the fee changes based on the store you’re refilling your card at, so be sure to use the cheapest one if you have two options at an equal distance from you.
The steps you should take to refill your Cash App card in-store are pretty similar from store to store. Take your Cash App card and the amount of cash that you would like to deposit to the store. Speak to the cashier and let them know that you intend to add money to your Cash App card.
The cashier will take the cash as well as your Cash App card, top up your card, and they should provide you with a receipt for the transaction. It’s always a good idea to get a receipt when you add cash to your Cash App card, in case there is an error in the process and your money doesn’t end up in your account.
Getting a Friend or Acquaintance to Send You Money
While this isn’t an official way to add money to your Cash App card, this solution should work in a pinch, especially if you don’t have any stores near you that will allow you to add money to your card. This method consists of getting someone you know to send you money from their Cash App account.
If the other individual already has money in their Cash App account, they can send it to you directly and you can pay them back the next time you see them. On the other hand, you can also pay the person the cash that you would like to add to your account first, they can add it to their Cash App, and they can then send it to you.
Keep in mind that the other person will have to add the funds to their Cash App using either their bank account or an in-store method that we mentioned earlier. Be sure to make this clear to the person that’s helping you out, as you won’t want them to end up without any money in their account after helping you.
Another thing to consider is that this may look suspicious if you keep doing it using the same person, so you may wish to get a different friend or family member to send you the money every time.
How to Withdraw Money from Your Cash App Card Without a Bank Account
If you’re looking to withdraw money from your Cash App account without a bank account linked to it, you can always do so with an ATM. However, if you wish to withdraw money at an ATM, you’ll need to be a verified user, meaning that you need to have had a bank account linked to your Cash App at one point.
While this bank account doesn’t have to be currently valid, you need to have had it linked at some point in the past.