Can Cash App Use Debit Card?

Cash App is a widely used full-service banking and investing app. It allows you to have a good grasp of your finances as well as to buy bitcoin and stocks. However, a lot of people have questions about how to use the app. Find out the answer to – can Cash App use debit card?

Yes, the use of debit cards is available on Cash App in two ways. The first debit card on Cash App you can use is the app’s Cash Card. The second debit card is your own that you can link to the app.

Person using Cash App app on their phone

Can Cash App Use Debit Card?

Cash App is a convenient way to withdraw funds, buy bitcoin, and invest in stocks, as well as carry out online shopping. However, this easy-to-use platform makes it possible for you to do many other things. A lot of users are confused when it comes to debit cards. Can users use them with this app or not? The final answer is – yes. But you have to link your debit card first in order to withdraw any funds.

Also, another way you can leverage a debit card is simply by taking advantage of the Cash Card. It functions as a regular debit card. It is customizable and offers instant discounts, and it has no hidden fees.

Man using a smartphone and a laptop

Cash App Uses a Credit Card and a Bank Account As Well

Apart from one debit card, the app allows you to link one bank account and one credit card to the app. It’s important to remember that you can link only one debit card, bank account, and credit card. Each of these things is allowed to be used for certain things. Let me explain briefly what this means.

  • A debit card will be used when you click on the Add Cash option. The money will be withdrawn from the debit card.
  • When you click on the option Cash Out, the bank account will be used.
  • In case you want to send funds to someone else, the money will be withdrawn from the Cash App balance from your debit card or a credit card.

How Can You Add a Debit Card to Cash App on Phone?

Here is a straightforward step-by-step guide on how to connect your debit card with Cash App on a mobile device:

  • Open the application on your device,
  • Click on the Profile icon that is in the upper right corner of the application,
  • A drop-down menu will appear, search for the button Linked Banks,
  • Type in the information about your debit card,
  • Click on Link Card.

When the process is completed, you will be allowed to receive and send funds with the application by simply using the linked debit card.

Person holding a silver iPhone

How to Add a Debit Card From a Computer?

Signing in from a Mac or PC into the application is possible. However, the website will request that you link a bank card. When you get this notification, it would be ideal to immediately link your debit card to the account.

In case the notification doesn’t appear, follow these instructions to link the debit card:

  • Go to the website of the application,
  • Log into the Cash App account,
  • The verification codes will be sent to your phone,
  • Next, select the Settings option that will be provided in the dropdown menu on the left,
  • Keep scrolling down on the next page until you see the option Add Bank,
  • Enter information about the card and click on Save Card,
  • The final step is to confirm that you would like the debit card to be added to the app.

Issues That Can Happen During the Linking Process

Even though many users do everything according to this guide, issues can arise which hinder the entire process. Cash App might not recognize what you are trying to accomplish. However, this generally happens because the application doesn’t support the card in question. You can only add MasterCard, Discover, American Express, and Visa.

On the other hand, if you are using the right card and the app still doesn’t recognize what you are trying to do, the problem must be that you have failed to link your bank account to the application. Follow these steps to link your bank account:

Step 1Use your mobile phone to log into the application
Step 2On the bottom left of the home screen, click on the bank button
Step 3Click on the option “Add a Bank”
Step 4Then click on “Add Debit Card”
Step 5Type in requested information
Step 6Click on “Add Card”

This applies to cases when bank accounts weren’t linked, but if you have added a bank account and you are still encountering issues, there must be another card that is already registered. The application will allow you to have only one debit card registered.

Cash App logo

Another Option – Use the Cash App Card

Cash card is another option that is available for Cash App users. You have to request the application to send you a Cash Card that you can later activate and use for purchases at stores, using it online, or withdrawing money at ATMs. It functions as a standard debit card, but it has to be loaded at any ATM.

When you order it, it’s possible to customize it and get set up with direct deposits. A great benefit when ordering your Cash Card is that you can even choose the design with a custom stamp of the card in the application. With this card, you can add money to your account without a linked bank account.

Man with afro hair holding a credit card

Now You Can Easily Send and Receive Money With Cash App

Cash App allows users to link one bank account, one debit card, and one credit card. The debit card that you want to link has to be MasterCard, Visa, American Express, and Discover. Once you add it to the account, every time you make a purchase, the money will be automatically deducted from your balance. But, if you simply want to skip this entire process, it’s best to order the Cash Card. It has many different benefits that will make using the app easy and effortless.